January 1, 2026
Every year around this time, many people on Medicare are surprised to learn their doctors are no longer covered by their plan, their rates have gone up, or other coverage they thought they had changed. That’s what makes Medicare so frustrating. You can spend hours researching and still end up on the wrong plan that doesn’t fit your needs – sometimes costing you thousands of dollars.
That’s why we’re proud to partner with Chapter.
When you need to choose a Medicare plan, call them. They’re the only national advisor that compares and recommends every Medicare plan – and they’ve helped people save an average of $1100 on healthcare costs.
If you have questions, give them a call at 440-703-1224 to see if they can help, or take this quiz to find your best Medicare plan. https://hlyshm.it/Chptr
They are 100% free to you and using them does not change your cost.
Also, download Ari Parker’s (Co-Founder of Chapter) book, It’s Not That Complicated, here. It’s free and Ari’s book will download instantly.
Chapter is one of the few affiliates we partner with. We may earn a small commission if you use them, at no extra cost to you. That support helps keep Holy Schmidt! content free.
Chapter Advisory, LLC (“Chapter”) is a private health insurance agency. In California, Chapter does business as Chapter Insurance Services (Lic. No. 6003691). Chapter is not affiliated with or endorsed by any government entity. While Chapter has a database of every Medicare plan option nationwide and can help you to search among all options, it has contracts with many but not all plans. As a result, Chapter does not offer every plan available in your area. Currently, Chapter represents 50 organizations which offer 18,601 products nationwide. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors.
