Understanding Social Security ex-spouse benefits is not the first thing that comes to mind when two people are going through a divorce. But later, after the smoke has cleared, it can be a life saver for the ex-spouse.
This video covers everything you need to know about Social Security Divorcee benefits and covers both Spousal and Survivor benefits. It also covers off the benefit if the primary filer takes Social Security benefits early, at full retirement age, or late. Finally, the video shows how the ex-spouse can file for Social Security spousal benefits even if the primary insured has not yet filed.
My ex- spouse is taking his benefit at age 70. If I take mine at age 64 then when I reach FRA can I then take 50% of his if it is larger? Sorry if I missed that point. Thank you!