Social Security Survivor Benefits 101 covers the basics that everyone should know about the Social Security Survivors Benefit. This video covers three different scenarios: what the survivor receives if their spouse never filed for Social Security, what they receive if their spouse filed for Social Security at Full Retirement Age (FRA) and what they receive it their spouse filed for Social Security before full retirement age.
Shown below is the survivor payment “haircut” schedule discussed in the video. Note this is current as of 2020.
Survivor’s Age – % of Deceased FRA Payment
Age 50-59* – 71.50%
Age 60 – 71.50%
Age 61 – 75.58%
Age 62 – 79.65%
Age 63 – 83.72%
Age 64 – 87.79%
Age 65 – 91.86%
Age 66 – 95.93%
Full Retirement Age and Beyond – 100%
* This applies to those who are disabled only
