If your income is high enough, you will pay more for Medicare than your neighbor pays for the exact same coverage. That extra charge is called IRMAA, and a lot of people...
Author - Geoff Schmidt
Yes, you can live on Social Security alone. Millions of retirees do it every single month. The trick isn’t some secret government program. It’s getting...
If your Medicare bill looks bigger this year, you are not imagining it. The 2026 Medicare premium increase reached everyone, and for some people it stung a lot more than...
The order you take money out of your retirement accounts can cost or save you thousands in taxes. Most people get the retirement withdrawal order backward, and they...
At Holy Schmidt! We love helping you with DIY retirement planning! And we have created a number of free downloads to help you along the way. Some are available only at...
Hi Gang, if you’re like me, you like to figure things out on your own. I don’t want to just know the answer; I want to know how I got there! Even today, I still wrestle...
This is the adjacent worksheet we used to build the video on five top retirement destinations that offer a perfect combination of safety, affordability, and natural...
Hi Gang, as a follow up to the YouTube video, 6 Things I Gave Up to Simplify My Life. Here are the exact steps that I took to purge bad/useless information from my life...
Unlocking Your Cognitive Potential: A Deep Dive into Adam Grant’s Book “Think Again”
Adam Grant’s “Think Again: The Power of Knowing What You Don’t Know” has the potential to dramatically improve your cognitive abilities, regardless of...
If you are reading this right now, the chances are good that your 401k balance has taken a beating. The Vanguard Group, one of leading 401k providers in the United...


