Estimate your Medicare Initial Enrollment Period, possible Special Enrollment Period, and key dates to avoid coverage gaps or late penalties.
| Enrollment Period | Estimated Dates |
|---|---|
| Initial Enrollment Period | – |
| Part B Special Enrollment Period | Enter employer coverage dates if applicable |
| General Enrollment Period | January 1 to March 31 each year |
| Medicare Advantage / Part D Annual Enrollment | October 15 to December 7 each year |
| Medigap Open Enrollment | Starts when you are 65 or older and enrolled in Part B, then generally lasts 6 months |
This calculator is for educational purposes only. Medicare enrollment rules can depend on disability, ESRD, Medicaid, employer size, creditable drug coverage, union coverage, Veterans benefits, foreign residence, Railroad Retirement benefits, automatic enrollment, and other special situations. Employer coverage based on current employment is different from COBRA, retiree coverage, marketplace coverage, or other non-current-employment coverage. Confirm your deadlines with Medicare, Social Security, your employer, or a licensed Medicare advisor before making an enrollment decision.