Social Security Calculator

Social Security Claiming Age Calculator

Social Security Claiming Age Calculator

Estimate how your monthly benefit may change depending on whether you claim early, at Full Retirement Age, or later.

Your Information

Used to estimate your Full Retirement Age under current Social Security rules.
This is also called your Primary Insurance Amount. You can find it on your Social Security statement.
This calculator estimates claiming ages from 62 through 70.

Estimated Result

Estimated monthly benefit: $0 $0 per year
Claim Age Monthly Annual

This calculator is for educational purposes only. It provides a simplified estimate based on Social Security’s standard early claiming reductions and delayed retirement credits. It does not include cost-of-living adjustments, taxes, Medicare premiums, earnings-test reductions, survivor benefits, spousal benefits, disability benefits, government pension offsets, or individual claiming strategy factors. For official estimates, use your Social Security account at SSA.gov.