Skip to content

Holy Schmidt!® Unfiltered: High Impact Solutions You Won’t Find on Social Media → Read More

Articles
- - - Mega-Menu
      Social Security
      Claiming Strategies
      Spousal Benefits
      Survivor Benefits
      Working While Collecting Social Security
      Taxes on Benefits
      Social Security Trust
      Cost of Living Adjustment (COLA)
      Social Security Office Locator
      General Social Security Advice
      Medicare
      Medicare Costs
      Getting Started
      Medicare Part A+B
      Medicare Advantage (Part C)
      Medicare Part D
      Medicare Supplement
      Enrollment
      Choosing the Right Plan
      IRMAA Surcharges
      General Medicare Advice
      Retirement Planning
      Net Worth
      Long Term Care
      Healthcare
      Health Savings Accounts (HSAs)
      Debt in Retirement
      401k Advice
      IRA Advice
      Roths
      Investments
      Savings
      Expenses
      General Retirement Planning Advice
      Taxes
      Capital Gains
      Tax Strategies
      Roth Conversions
      Required Minimum Distributions (RMDs)
      Tax Deductions
      Qualified Charitable Distributions (QCDs)
      Inherited IRAs
      General Tax Advice
Guides
- - - Mega menu Guides-DD
      
      Social Security Guide
      When to claim, spousal and survivor benefits, and working while you collect.
      Read the guide
      
      Medicare Guide
      Parts A and B, Advantage vs. Medigap, and when to enroll.
      Read the guide
      
      Retirement Planning Guide
      Turning savings into income, withdrawals, healthcare and long-term care.
      Read the guide
      
      Tax Guide
      Roth conversions, RMDs, capital gains and IRMAA surcharges.
      Read the guide
Quizzes
- - - Mega Menu Quizzes
      
      Retirement Readiness
      See how prepared you are for retirement.
      Take the quiz
      
      Test Your Medicare IQ
      Test your knowledge of Medicare and see where you stand.
      Take the quiz
      
      Will Your Retirement Money Last?
      Take our free quiz to check if you are at risk of running out of money in retirement.
      Take the quiz
      
      How “Inflation Proof” Is Your Retirement?
      Is your retirement plan built for inflation? Take our free quiz to find out.
      Take the quiz
Courses
- - - Mega Menu Courses
      
      Social Security Simplified
      Claim Social Security with confidence: maximise your benefit and protect your spouse.
      Explore the course
Calculators
- - - Mega menu Calculator
      Calculators
      Gift Tax
      Medicare Cost Comparison
      Medicare Enrollment Deadline
      Net Worth Comparison
      
      Pension Lump Sum
      Retirement Income Gap
      Retirement Withdrawal
      RMD (Required Minimum Distribution)
      
      Roth Conversion
      Social Security
      Social Security Survivor Benefit
      Social Security Tax
Community

Articles
Guides
Quizzes
Courses
- Social Security Simplified
Calculators
Community

Articles
Guides
Quizzes
Courses
- Social Security Simplified
Calculators
Community

Search

Home » Archives for August 29, 2025

August 29, 2025

Helping millions of people make smarter retirement decisions with clear, fact-based information on Social Security, Medicare, taxes, and retirement planning.

CATEGORIES

Social Security
Medicare
Retirement Planning
Taxes
All Articles

RESOURCES

Videos
Podcasts
Guides
Quizzes
Calculators
Downloads

PRODUCTS

Courses
Community
Medicare Help
Newsletter

ABOUT

About Geoff
Retirewell Community

CONTACT

General Inquiries
Media & Press
Sponsorships
Join the Team
Report an Issue

Affiliate Disclosure: Some links on this website are affiliate links. If you use one of these links to purchase a product or service, Holy Schmidt! may receive compensation at no additional cost to you. We are approached by dozens of potential partners each month, allowing us to be highly selective. We recommend only products and services we believe are genuinely useful and worthy of your consideration. Compensation does not influence our opinions or recommendations. As always, consider whether any product or service is right for you.

Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Disclaimer: This website is provided for educational and entertainment purposes only and does not constitute tax, legal, accounting, investment, financial, Medicare, Social Security, healthcare, or other professional advice. Information may contain errors, omissions, or outdated material and is provided without warranties or guarantees of accuracy, completeness, or results. Professional credentials do not imply individualized advice or create an advisory, fiduciary, or client relationship. Consult qualified professionals or appropriate government agencies before making important decisions.

Use of this website and reliance on its content are at your own risk. To the fullest extent permitted by law, Holy Schmidt Media LLC and HSM Media LLC (collectively, “Holy Schmidt Media Group”), and their owners, employees, affiliates, and contributors disclaim liability for losses, damages, penalties, or other consequences arising from such use or reliance. Third-party products and services are not guaranteed, and we may receive compensation from advertisers, sponsors, or affiliates.

Government Non-Affiliation: Holy Schmidt Media Group is an independent private organization and is not affiliated with, endorsed by, or acting on behalf of the Social Security Administration, Medicare, CMS, IRS, or any other government agency.

Copyright © 2026. Holy Schmidt Media, LLC. All Rights Reserved

Terms and Conditions
Privacy Policy

Social Security

Claiming Strategies
Spousal Benefits
Survivor Benefits
Working While Collecting
Taxes on Benefits

Medicare

Getting Started
Part A & B
Advantage (Part C)
Medigap
Enrollment & IRMAA

Retirement Planning

Retirement Income
Withdrawal Strategies
Healthcare Costs
Long-Term Care
Estate Planning

Taxes

Roth Conversions
RMDs
Capital Gains
IRMAA Surcharges
Tax Planning

CALCULATORS & TOOLS

Social Security Calculator

Roth Conversion Calculator

IRMAA Calculator

RMD Calculator

Articles
Guides
Quizzes
Courses
Calculators
Community

Articles
Guides
Quizzes
Courses
Calculators
Community

Search