Retirement Withdrawal Calculator
Estimate first-year retirement withdrawals, inflation-adjusted withdrawals, and how long a portfolio may last under simplified assumptions.
Your Portfolio
The classic 4% rule means withdrawing 4% in year one, then adjusting that dollar amount for inflation.
Estimated Result
Enter your information and calculate your estimate.
First-year withdrawal:
$0
$0 per month
Ending Balance
$0
Total Withdrawn
$0
Final-Year Withdrawal
$0
Year Depleted
Never
| Year | Withdrawal | Ending Balance |
|---|
This calculator is for educational purposes only. It provides a simplified projection using a constant return, inflation-adjusted withdrawals, and the withdrawal rate you enter. It does not model actual market volatility, sequence-of-returns risk, taxes, fees, Social Security, pensions, annuities, required minimum distributions, Roth conversions, Medicare costs, long-term care, or spending changes. The 4% rule is a historical rule of thumb, not a guarantee or personal financial advice.
