Required Minimum Distribution Calculator
Estimate your required minimum distribution from a traditional IRA, SEP IRA, SIMPLE IRA, 401(k), 403(b), or similar retirement account.
Your Information
Used to determine whether your RMD starting age is 73 or 75 under current rules.
This is the calendar year for the RMD you are estimating.
For a 2026 RMD, use the account balance as of December 31, 2025.
Some workplace plans allow non-owners to delay RMDs until retirement. IRAs generally do not allow this delay.
Estimated Result
Enter your information and calculate your estimate.
Estimated RMD:
$0
0% of the prior year-end balance
Age in RMD Year
0
IRS Life Expectancy Factor
0.0
Estimated Tax on RMD
$0
Balance After RMD
$0
| RMD Starting Age | 0 |
| Prior Year-End Balance | $0 |
| Calculation | $0 ÷ 0.0 |
| Estimated RMD | $0 |
This calculator is for educational purposes only. It uses the IRS Uniform Lifetime Table for the original account owner. It does not calculate inherited IRA RMDs, spousal beneficiary rules, the Joint Life and Last Survivor Table for spouses more than 10 years younger who are sole beneficiaries, qualified charitable distributions, Roth account exceptions, plan-specific rules, late distribution penalties, or your full tax return. Confirm your RMD with your tax professional, plan administrator, or IRA custodian.
