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Category: Medicare

How to Choose a Medicare Plan: 5 Things to Know Before You Decide

There’s one simple idea you need before you choose a Medicare plan. It is not about the premium. It is about what happens when something goes seriously wrong with your health. Get that one thing right, ...

Home Sale and Medicare: How to Avoid the IRMAA Hit

Selling a home you’ve owned for decades can hand you a big profit, and a surprise Medicare bill two years later. Here’s how selling your home affects your Medicare premiums, and the simple tax rule that ...

Can You Switch From Medicare Advantage to Medigap?

More than half of people on Medicare pick a Medicare Advantage plan. But what happens if you choose one now and want to switch to a Medigap plan later? The answer surprises a lot of people. ...

How your 401k Withdrawals Can Spike Your Medicare Costs

How One Big Withdrawal Can Spike Your Medicare Premiums (and How to Avoid IRMAA) Pay off your mortgage, fund a renovation, or help a child with a down payment, and you could accidentally raise your Medicare ...

7 Things Medicare Doesn’t Cover (and How to Get Them Covered)

Most people think the hard part is over once they reach Medicare. Then a bill shows up for something they were sure was covered. Here are seven things Medicare doesn’t cover, and how to handle each ...

IRMAA Surcharge Calculator – 2026

If your income crosses certain lines, Medicare charges you more for the exact same coverage everyone else gets. That extra charge is called IRMAA, and in 2026 it can add anywhere from $95 to $578 per ...

Medicare at 65: What to Know Before You Sign Up

Turning 65 comes with one big task: signing up for Medicare. Get it right and you are set for years. Miss a key deadline and you could pay a penalty for the rest of your life. ...

What is IRMAA and How Do You Avoid It?

If your income is high enough, you will pay more for Medicare than your neighbor pays for the exact same coverage. That extra charge is called IRMAA, and a lot of people never see it coming ...

2026 Medicare Premium Increase: Why Your Costs Jumped and What to Do

If your Medicare bill looks bigger this year, you are not imagining it. The 2026 Medicare premium increase reached everyone, and for some people it stung a lot more than the headlines suggested. Two separate things ...